Protect what you're building.

General liability, workers' comp, E&O, EPLI, cyber and more, quoted by our licensed partner agency so your payments and your protection are handled by people who know your business.

Get an insurance quote Call (909) 303-3722
What you get

Business insurance, done right

General liability

Helps cover claims of bodily injury or property damage tied to your business, like a customer slipping in your shop.

Workers' compensation

Required in California once you have employees. Helps cover medical costs and lost wages when an employee is hurt on the job.

Professional liability (E&O)

For businesses that give advice or services. Helps cover claims that a mistake or missed detail cost a client money.

Employment practices (EPLI)

Helps cover claims from employees or applicants, such as wrongful termination, discrimination or harassment.

Cyber liability

If you take cards or store customer data, helps with the costs of a breach: notification, recovery and claims.

Business owner's policy (BOP)

Bundles general liability with coverage for your building, equipment and inventory, often in one policy.

Included

What's included

  • A review of the coverage you have today
  • Quotes from a licensed California agency
  • Commercial auto and umbrella options
  • Help with certificates of insurance for landlords and contracts
  • One local contact for payments and protection
Good fit for

Who it's for

RestaurantsRetailContractorsSalons and spasAuto shopsProfessional services

Insurance is offered through Young Douglas Insurance, a Farmers Insurance agency, CA License #4091974, (909) 303-3722. Upward Merchant refers clients and does not sell insurance. Coverage is subject to underwriting, eligibility and the terms of each policy.

FAQ

Common questions

Do I need workers' comp in California?
In most cases, yes. California generally requires employers to carry workers' compensation as soon as they have even one employee, including part-time staff.
Why would a payments business offer insurance?
Because the same owners ask us about both. We refer business insurance to our licensed partner agency, so you get real quotes without starting over with a stranger.
Related

Often paired with

Credit card processing

Accept credit and debit cards with clear pricing and easy-to-read statements.

Learn more

EMV and payment security

Chip terminals, encryption, fraud tools and PCI compliance help.

Learn more

Social and digital marketing

Google listing, social media and review help for local businesses.

Learn more

Ready for a quote?

Our partner agency will review your business and walk you through your options.

Get an insurance quote Call (909) 303-3722