Referral partners / Payroll and HR firms
Payroll and HR referral partnershipsPayroll referral partnerships that add value for business clients.
You help clients pay their people. We help them get paid by their customers. Payroll and HR firms can introduce clients who need payment help, kept separate from your core services, with any compensation set in writing.
You manage their workforce. Who helps with how they get paid?
- Spot payment needs during hiring and growth
- Keep payroll and merchant duties apart
- Make introductions without selling processing
- Explore compensation through a written agreement
Nationwide
Businesses in every state
Free
Statement reviews for your clients
$500
Rate guarantee*
B2B
Built around your relationships
How payroll referral partnerships work
An eligible payroll or HR professional introduces a client who wants help with payment acceptance, processing costs or merchant technology. You keep your payroll duties. Merchant underwriting, processing, equipment and settlement stay with us under separate agreements. Payroll disbursements and merchant settlement are not the same thing, and neither depends on the other.
Milestones that bring up payment needs
Hiring the first employees
An owner-operator becomes an employer and may need better tools for their sales.
Opening a new location
Expansion may need more terminals, location POS setup or a processing review.
Adding a sales channel
Selling online or taking remote payments may mean reviewing the current setup.
Processing-cost questions
A client worried about merchant fees can be referred for a review. Savings aren't promised.
A payroll client list is not a merchant prospect list. Referrals should follow a real client need.
Client situations where payment help may matter
Restaurants and hospitality
Owners juggling payroll, schedules and tips may need a POS. Integrations must be confirmed.
Retail stores
A retailer opening another store may need checkout equipment and reporting.
Professional services
Firms that bill clients may need a virtual terminal, online payments or ACH.
Contractors and field services
Mobile crews taking payments on site need mobile payment options.
More business needs. More ways to help.
We look at each business on its own and recommend what fits, not a one-size-fits-all package.
Keep client and employee data separate
Get client permission
Decide how the owner authorizes an introduction. Payroll consent doesn't cover marketing.
Keep payroll records private
Wages, tax records, Social Security numbers and bank instructions stay out of referrals.
Define compensation
Fees or revenue sharing, timing, qualifications and disclosures, all in writing.
Respect client choice
A referral is never a condition of keeping payroll services.
No unverified integrations
Never promise a payroll or POS integration until it's confirmed.
Document support ownership
Payroll questions stay with you. Merchant disputes and hardware come to us.
How a referral partnership works
It starts with a no-pressure conversation. If it's a good fit for both of us, we set it up together.
Discuss client fit
The businesses you serve and when payment questions come up.
Approve program terms
Consent, communication, eligibility, compensation and support duties.
Introduce interested clients
With permission, and without payroll or employee records.
Review the relationship
We handle merchant work; pay follows the written agreement.
Frequently asked questions
Can payroll companies refer their business clients?
Can payroll providers earn ongoing referral revenue?
Does a client need to replace their payroll provider?
Does a referral mean switching processors?
Can payroll records be shared to qualify a referral?
Does merchant processing integrate with payroll automatically?
Will you handle client payroll questions?
Can a newly formed employer get merchant processing?
Let's explore a referral partnership.
Banks, credit unions, software companies, associations, accounting firms, suppliers and other B2B companies: tell us about your business and what you'd like a partnership to do.
- No cost and no obligation to talk
- A real person reviews every inquiry
- We'll reach out within a few business days
Please don't send client account records, card numbers or passwords.
Services are subject to eligibility, provider availability, approvals and contract terms. Business funding depends on lender underwriting. Savings, referral income and other results are not guaranteed. Partner compensation is governed by a written agreement and by applicable laws, regulations, card network rules, institutional policies and professional obligations. Financial institutions and licensed professionals should review their own requirements before taking part. Upward Merchant is not a bank, and payment processing is not a deposit or FDIC-insured product. *Requires a recent processing statement from your current provider. See guarantee terms.