Are you paying too much in credit
card processing fees?
See what you're really paying to process credit and debit card payments.
Monthly card sales
Enter the approximate amount you process in credit and debit card payments each month.
Monthly processing fees
Check your latest merchant processing statement for the total fees charged that month.
Move the sliders or type your numbers to see your rate.
Your actual costs can vary based on card types, transaction methods, pricing structure and other fees. Upload your statement and we'll review what's contributing to your rate and look for potential savings.
$0 a month × 12 months
Free statement review
Send us your most recent merchant processing statement so we can review your current rates and fees and identify potential savings.
Understanding your rate
What is an effective processing rate?
Your effective rate shows the percentage of your card sales that is actually going toward processing fees.
Don't know your monthly fees?
Check your latest merchant processing statement for the total fees charged that month.
Why can my effective rate be higher?
Your total cost may include more than the rate you were quoted. Card types, interchange, processor markups, transaction fees and other charges can affect what you actually pay.
The percentage only tells part of the story.
Your statement shows where those costs are coming from and helps us identify potential savings.
This calculator gives an estimate for illustration only. Your statement review will show your actual costs.