Sell something owners actually want.
Join Upward Merchant as an independent sales agent. Help small businesses stop overpaying to take cards, and build monthly residual income on every account you sign.
Everything you need to close
Upfront bonuses and monthly residuals
Earn on the accounts you sign, plus a monthly residual for as long as they keep processing. Your agent agreement spells out the amounts.
A product owners thank you for
A free line-by-line rate review backed by our $500 rate guarantee, so your first conversation is about saving money, not a hard sell.*
A full lineup to sell
Card processing, Clover, SkyTab and other POS systems, online payments, ACH, gift and loyalty, business funding, payroll and HR.
Training and real support
Learn the products, how to read a statement and how to set up accounts. Statement reviews are done for you by our review team.
Tools that open doors
Our fee and savings calculator, free hidden-fees checklist and your own referral link make it easy to start a conversation.
Work your own way
Part time or full time, in person or by phone, in English, Spanish or another language your customers speak.
*Requires a recent processing statement from your current provider. See guarantee terms.
Three steps to your first account
Apply
Fill in the short application. It takes about three minutes.
Talk with us
We call you, go over how the program works and answer your questions. No cost to join.
Get set up
Sign your agent agreement, finish training and start meeting business owners.
Tell us about yourself
Every application is reviewed by a person, and we call everyone who looks like a fit, usually within a few business days.
Who does well here
- People who already know business owners: insurance, real estate, banking, bookkeeping, equipment sales
- Outside and B2B sales reps who want a residual product
- Bilingual reps who can serve owners in their own language
- New to sales but willing to learn and follow up
Only want to send us a business now and then? The referral program pays $25 per business, and the affiliate program pays commissions and residuals with no selling.
Sales agents are independent contractors, not employees. Compensation, residuals, territories and program terms are set out in the agent agreement and may change. Earnings depend on the accounts you sign and are not guaranteed.