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Merchant services in Redlands.

From the boutiques and restaurants along State Street to the vendors at the Downtown Morning Market, Redlands businesses serve a city of 74,279 people who expect fast, flexible ways to pay.

Redlands, San Bernardino County

Payments that fit how Redlands does business

Redlands runs on a broad mix of commerce. Health Care and Social Assistance employs 6,863 workers, Educational Services employs 4,686, and Retail Trade employs 3,813, according to 2024 data. Add the University of Redlands with 1,846 full-time undergraduates nearby, top employers like Esri and Redlands Community Hospital, and a Visitor Center that logged over 41,000 interactions in 2024, and you get a city where spending happens across a wide range of industries every single day.

That variety means no single payment setup fits every Redlands business. A restaurant on Redlands Boulevard needs tableside card readers. A vendor at the Saturday Downtown Morning Market needs a mobile reader. A medical office billing Beaver Medical Group referrals needs invoicing and ACH. A boutique on State Street building a base of loyal locals needs gift cards and a rewards program. The right payment tools depend on who you serve and how.

Local know-how

What sets Redlands apart

Four Markets, Every Week

Redlands now has at least three concurrent weekly or bi-monthly markets, including the Grove School Farmers Market, the Sunday Morning Market at Olive Avenue Market, and the Mountain Grove Farmers Market, alongside the city-run Downtown Morning Market on Saturdays from March through November. That is a lot of outdoor selling. Vendors who bring a mobile card reader close more sales on the spot and never have to turn away a shopper who skipped the ATM.

A Downtown Built on Regulars

The Downtown Redlands State Street District is the city's historic commercial core, lined with locally owned shops and boutiques, many operated by Redlands families. Family-owned shops thrive on repeat customers. Gift card programs give regulars an easy way to share their favorite spots, and loyalty rewards keep those customers coming back. For small State Street businesses, those tools can be the difference between a one-time visit and a decade-long relationship.

Healthcare and B2B at Scale

Health Care and Social Assistance is the largest employment sector in Redlands, with 6,863 workers, meaning medical offices, clinics, and service providers do a heavy volume of business-to-business billing. Invoicing software and ACH payment processing make that cycle cleaner. Instead of chasing paper checks, practices and vendors can send digital invoices and collect payments directly, keeping cash flow steady and paperwork light.

Local facts on this page come from: U.S. Census Vintage 2024 Subcounty Estimates, Redlands, CA (via OnlineMapTools), DataUSA, Redlands, CA, City of Redlands, Support a Prosperous Economy (General Plan PDF), ArcGIS StoryMap, Downtown Shops (City of Redlands), ArcGIS StoryMap, Live. Work. Play. (City of Redlands Economic Profile), Lewis Retail Centers, Redlands Village, Redlands Plaza, Location Highlights, Redlands Visitor Center, Partner Monthly Update (aboutredlands.com).

Who we work with

Redlands businesses we help

State Street restaurants and cafes
Downtown boutiques serving loyal locals
Farmers market and food vendors
Medical offices and healthcare providers
University-area coffee shops and eateries
Auto dealerships along Redlands Boulevard
FAQ

Redlands questions

Can someone from Upward Merchant actually come to my shop on State Street, or is it all done online?
Yes. Redlands is part of our in-person service area. Someone from our team can meet you at your business on State Street, at your office, or anywhere else in Redlands that works for you. If you prefer to handle things by phone or video, that works too. We follow your lead on how you want to connect.
I sell at the Downtown Morning Market on Saturdays. What payment setup makes sense for an outdoor vendor?
A mobile card reader is usually the best fit for outdoor markets. It pairs with your phone, accepts chip cards and tap-to-pay, and works wherever you have a signal. The Downtown Morning Market runs Saturdays from March through November, so having a reliable mobile setup means you are ready every week without depending on cash-only shoppers.
My clinic works with a lot of other local providers in Redlands. Is there a better way to handle those B2B payments?
Invoicing and ACH are built for exactly that kind of work. Instead of mailing invoices and waiting for checks, you can send a digital invoice and have payment come in electronically. With Health Care and Social Assistance being the largest employment sector in Redlands at 6,863 workers, a lot of local providers deal with the same billing friction. Cleaner invoicing means faster payment and less time spent following up.

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